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Credit Slips


Layaway Christmas

K-Mart has a new ad: Pick out your Christmas presents today, pay a little now and a little as you go along, then pick up your paid-for presents in time for holiday giving. If we needed evidence of...

Started in Credit Slips • 4 weeks ago • 0 responses
Tags: credit & debit cards
Was There a Systemic Banking Crisis?

A group of researchers at the Minneapolis Federal Reserve has a new study out that argues that Federal Reserve data indicates that that many of the stories that have animated the political discourse...

Started in Credit Slips • 1 month ago • 0 responses
Tags: financial institutions
Thank You Again, Christian Weller

Thanks again to Christian Weller of the Center for American Progress and the University of Massachusetts, Boston for taking the time to guest blog here. Professor Weller is an economist and offered...

Started in Credit Slips • 1 month ago • 0 responses
Tags: blog stuff
Creditors: Fear Not?

Just as public ire at the mortgage industry reaches a pinnacle, courts have offered the mortgage companies refuge from their mistreatment of consumers in some recent rulings. While these decisions...

Started in Credit Slips • 1 month ago • 0 responses
Tags: mortgage debt & home equity
Note to Policymakers: Be Aggressive, but Smart

With Wall Street in turmoil and the economy on a downward slope, policymakers' ingenuity to help financial markets and the economy is demanded. The response will have to be large, but also smart....

Started in Credit Slips • 1 month ago • 0 responses
Behaviorally Informed Financial Services Regulation

Behaviorally informed financial institution regulation has potential, but it also poses several pitfalls.

Started in Credit Slips • 1 month ago • 0 responses
Tags: credit & debit cards, credit policy & regulation, financial institutions
That Low Interest Rate May be Higher Than it Appears

The other day I listened to an ad, where a mortgage bank was arguing that, although mortgage interest rates have recently gone up, they are still relatively low at historical rates. Never mind the...

Started in Credit Slips • 1 month ago • 0 responses
Some Curious Parallels with the 1930s

There are lots and lots of differences in the financial institutions situation of the Depression and today. And yet there are some remarkable parallels in the problems and government responses. We...

Started in Credit Slips • 1 month ago • 0 responses
Tags: financial institutions, historical perspectives
DIP Lending Dries Up

The Wall Street Journal is reporting that DIP financing--lending to companies reorganizing in chapter 11 bankruptcies--is hard to come by and the GE has gotten out of the business. This is actually a...

Started in Credit Slips • 1 month ago • 0 responses
Tags: corporate bankruptcy
Whoops!

Turns out that the Treasury's loan investment in major financial institutions can't count as Tier I capital. That's a big whoops . I've had trouble identifying the specific problem, but as far as I...

Started in Credit Slips • 1 month ago • 0 responses
Tags: financial institutions