Lloyds TSB Group plc

Lloyds TSB Group plc (LSE: LLOY, NYSE: LYG is a leading financial institution with a London based head office and operations that span the globe including the US, Europe, Middle East and Asia. Its individual business units provide an extensive range of financial products and services, both in the United Kingdom and overseas. It was formed in 1995 by the merger of Lloyds Bank and the Trustee Savings Bank (TSB).The Group's head office is at 25 Gresham Street, London. Lloyds TSB is currently the fifth largest banking group in the UK, operating in England and Wales as Lloyds TSB; and in Scotland as Lloyds TSB Scotland. Its other subsidiaries include the mortgage bank Cheltenham and Gloucester; life assurance company Scottish Widows; and finance house Black Horse. Lloyds TSB Group's activities are organised into three businesses: UK Retail Banking and Mortgages, Insurance and Investments, and Wholesale and International Banking. Lloyds TSB provides a service to a large number of clients in a broad range of markets. The organisation has a Triple A (Moody's) rating.